Link Existing Account Scenarios

You can link existing accounts in any of the scenarios listed below. Click here for a list of important rules about linking existing accounts.

Individual or IRA Account Holder Links to Existing Joint Account

In this scenario, an individual or IRA account holder is also the primary or secondary user of a Joint account, so he or she links the accounts under a single user name.

Joint Account Links to Existing Individual or IRA Account

In this scenario, the primary or secondary user of a Joint account also has an individual or IRA account, so he or she links the accounts under a single user name.

Joint Account Links to Existing Joint Account with the same Primary and Secondary Users

In this scenario, the primary and secondary user of one Joint account are also the primary and secondary user of another Joint account, so the primary user links the accounts under a single user name. For example, John and Mary Smith have two Joint accounts for two different trading strategies, and they want to use a single user name to access both accounts.

Joint Account Links to Existing Joint Account with Different Secondary User

In this scenario, the primary user of one Joint account is also the primary user of another Joint account, so he links the accounts under a single user name. In this scenario, the secondary users in the two Joint accounts are different. For example, John Smith is the primary user of a Joint account he has with his wife Mary. He is also the primary user of a second Joint account with his brother James. John links to the two accounts under a single user name, giving him access to both Joint accounts.

Individual, Joint, Trust or IRA Account Holder Links to Existing Advisor- or Broker-Managed Account

In this scenario, an Individual, Joint, Trust or IRA account holder has a second account in his name that is managed by an Advisor or a Broker and links the two accounts under a single user name.

Individual, Joint, Trust or IRA Account Holder Creates a New Linked Account to an Existing Advisor or Broker

In this scenario, an Individual, Joint, Trust or IRA account holder links his or her existing account to a new account that will be managed by an Advisor or a Broker.